Your Italian Dream Home Awaits
A Seamless Journey for Americans
Have you ever dreamt of owning a piece of Italy's rich cultural heritage, breathtaking landscapes, and enticing lifestyle? Now, the dream of buying a home in Italy as an American can be a reality, and we're here to make it happen for you.
Your Italian Dream Starts Here
Italy beckons with its timeless charm, offering an unparalleled blend of history, art, and natural beauty. Whether you seek a tranquil countryside retreat, a historic city apartment, or a coastal haven, Italy has it all.
At Italian Dream Homes USA, we specialize in helping Americans like you navigate the intricate path to Italian homeownership. Our dedicated team of experts possess the knowledge, connections, and expertise needed to make your dream a reality. Our commitment is to ensure a seamless process for you every step of the way.
Why Choose Us?
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Local Expertise
Our on-the-ground presence and deep local connections ensure you have access to the best properties and the latest market insights.
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Property Viewing
Save time and money by virtually exploring your top home selections with us. After identifying your favorites, we'll arrange in-person viewings, minimizing trips to Italy.
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Legal Know-How
We'll handle the intricacies of the Italian legal system for you, ensuring a worry-free experience for Americans.
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Negotiation
Our experts will negotiate on your behalf to secure the best price & terms for your property purchase.
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Financial Assistance
We'll assist you in setting up an Italian tax code, bank account, and securing a loan if needed, making financial transactions a breeze.
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Post-Purchase Support
Beyond closing, we provide property management, relocation support, and local expertise for a seamless transition into Italian life.
Our Service Packages:
Gold
$2,499 $499
Ideal for those familiar with their preferred Italian region, this package offers assistance in finding the perfect home, property viewings, price negotiations, and comprehensive guidance on legal requirements.
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Comprehensive property search based on your criteria (location, type, budge)
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Coordination of property viewings in person or virtual video on-site property viewing (max 5 properties in a single region)
*More than 5 properties or viewings in multiple regions will be additional costs. -
Basic analysis of the local real estate market and recent trends
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Assistance with negotiation to help you secure a favorable deal
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Basic legal advice related to property purchase procedures and contracts in Italy
Diamond
$4,999 $999
Building on the Gold Package, we expand your options by searching and viewing properties in up to two regions. Additionally, we handle all legal paperwork, assist with loans, mortgages, and property inspections, ensuring a hassle-free experience.
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Comprehensive property search based on your criteria (location, type, budge)
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Coordination of property viewings in person or virtual video on-site property viewing (max 7 properties up to 2 different region)
*More than 7 properties or viewings in additional regions will be added costs. -
Basic analysis of the local real estate market and recent trends
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Assistance with negotiation to help you secure a favorable deal
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Basic legal advice related to property purchase procedures and contracts in Italy
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We take care of everything you need throughout the entire purchasing process, including obtaining a Italian codice fiscale (tax code), Italian bank account, all documentations and translation, power of attorney, notary, deed signing, etc.
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Guidance on financing options, mortgage applications, and currency exchange
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Coordination of professional property inspections to ensure the property’s condition.
*Cost of inspection will be buyer’s responsibility.
Platinum
$7,499 $1,499
The ultimate package extends the benefits of the Diamond Package to three regions. In addition, you receive relocation services, concierge support, and post-purchase assistance, making your transition to Italian living seamless and worry-free.
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Comprehensive property search based on your criteria (location, type, budge)
-
Coordination of property viewings in person or virtual video on-site property viewing (max 10 properties up to 3 regions)
*More than 10 properties or viewings in additional regions will be added costs. -
Basic analysis of the local real estate market and recent trends
-
Assistance with negotiation to help you secure a favorable deal
-
Basic legal advice related to property purchase procedures and contracts in Italy
-
We take care of everything you need throughout the entire purchasing process, including obtaining a Italian codice fiscale (tax code), Italian bank account, all documentations and translation, power of attorney, notary, deed signing, etc.
-
Guidance on financing options, mortgage applications, and currency exchange
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Coordination of professional property inspections to ensure the property’s condition.
*Cost of inspection will be separate.
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Assistance with residency or visa requirements, if applicable
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Full support with relocating to your new home, including assistance with utilities setup, moving companies, and orientation in the new country.
*Costs of relocating will be buyer’s responsibility. -
Personalized concierge services, including introductions to local communities, schools, healthcare providers, and lifestyle services
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Ongoing support after the purchase, ensuring a smooth transition and addressing any post-purchase concerns
What our clients say:
✺ Frequently asked questions ✺
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bsolutely! While not all non-EU foreigners are eligible to purchase property in Italy, Americans can do so legally. This opportunity arises from reciprocity treaties that Italy maintains with various nations. In the case of the United States and Italy, a reciprocity treaty exists, permitting Americans to acquire real estate in Italy, just as Italians can invest in properties in the United States.
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Based on our own experiences and assisting fellow Americans who have attempted it independently before turning to us, buying a home in Italy can indeed be a challenging endeavor. Selecting the appropriate real estate agency is critical. Attempting to purchase directly from a seller can become a daunting task, given the numerous intricacies and procedures that may not align with our American expectations and practices.
It becomes evident that assistance is necessary. However, with a proficient real estate agent by your side, especially one who is fluent in English and possesses expertise in assisting foreigners, the intricate aspects are managed on your behalf. This invaluable support significantly simplifies the entire process.
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Certainly! To obtain a loan for purchasing a home in Italy, you'll need to establish an Italian bank account. We can assist you with this process. The standard requirement for Americans is to make a down payment of 50% of the purchase price. Once you've placed this initial 50% down payment, an Italian bank can provide you with a loan to finance the remaining portion of the purchase.
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Our pre-screening and qualification process serves a crucial purpose – it's designed to ensure that your time and ours are invested wisely. Our primary goal is to ascertain that you have all the essential prerequisites in place, particularly the necessary financial resources, to turn your home purchase into a tangible reality. This process is about setting the stage for a successful journey towards your homeownership aspirations.
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Once we've located the perfect home for you, you've had a chance to view it, and you've made the decision to proceed, we will assist you in navigating the necessary legal procedures as follows:
Obtain a 'Codice Fiscale': Our first task is to acquire a 'codice fiscale,' which serves as your personal identification code issued by the Italian Tax Office. This code is mandatory for any type of investment, contract, or legal transaction within the country. We will take care of this for you.
Open an Italian Bank Account: It's a requirement to open an account with an Italian bank. We will also take care of this for you.
Submit a Formal Offer: Once these preliminary steps are completed, we will proceed to create a formal offer, known as 'proposta d'acquisto,' for the property you desire. This offer signifies your intention to purchase the property. Once the seller accepts your offer, it transforms into a legally binding contract, and you'll be expected to provide a deposit, typically amounting to 10% of the property's price. This deposit is non-refundable if you decide to withdraw from the deal. However, if the seller backs out, they must reimburse you the deposit along with an equivalent amount.
Preliminary Agreement of Sale: The deposit solidifies the preliminary agreement of sale, known as 'compromesso' or 'contratto preliminare di vendita' in Italian. This comprehensive contract outlines all the conditions of the sale, including essential registry information.
Finalizing the Purchase: The next crucial step is to obtain the property's title deed, known as 'atto di compravendita' or simply the 'rogito' (final contract). We will get you a notary to validate the contracts related to the property transfer, create a new deed designating you as the new legal owner, and oversee the closing of the transaction. At this stage, you'll make the final payment and receive the property keys from the seller.
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As an American, you have the opportunity to spend up to six months in Italy each year. This typically translates to 90 days within any consecutive 180-day period, with a requirement of spending at least 90 days outside of Italy in between visits.
However, if you aspire to make Italy your primary place of residence and establish long-term living arrangements, you must follow these steps:
Apply for and secure an Italian Elective Residence Visa from the Italian Consulate in the United States.
Establish a residence in Italy, either through property ownership or by securing a signed, long-term Italian rental contract.
Relocate to Italy and formally register with the local comune and/or police agency to obtain the necessary identity cards.
Apply for and obtain a "Permesso di Soggiorno," which is a permission to stay card issued by the Italian Government.